Saturday, November 7, 2009

Will insurance cover an occasional driver who uses the car for a pizza delivery job?

The insured is in Canada.
Will insurance cover an occasional driver who uses the car for a pizza delivery job?
You should check with your company, but do not withhold information, or your policy could be voided. If you can prove that the car itself is used PRIMARILY as a residential vehicle and only occasionally used as a delivery vehicle, you might have no problems. In the USA, there are special rules for this, maybe you have the same thing in Canada.
Reply:If your vehicle is rated for delivery use then yes you can use it for delivering pizzas. Phone your broker/agent and ask them what the vehicle use is currently rated for.
Reply:Check with your insurance company.


Often times, a whole new set of rules apply when a vehicle is used for commercial purposes.
Reply:Bad advice, Emery J--it's called insurance fraud, and it's criminal.

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